AI-powered underwriting for faster approvals and funds.
The Equity Line of Credit
Made Simple
Funds in as little as 5 days
How does it work?
1. Apply - Complete a 1-minute application to get a instant pre-qualification.
2. Choose - Choose how much you want as your initial draw.
3. Close - Schedule your online notary closing, and then we fund 3 days later.
What can you use a NFTYHELOC Loan for?
Instantly pay off debt to qualify. Here's what you need to know.
1-4 Unit Primary, Investment, or 1 Unit 2nd Home
Condos Eligible
Minimum 640 FICO
Max DTI is 50% / Max CLTV is 80%
No Appraisal Required < $500k
Allows Co-Borrowers*
5 Year Interest-Only Draw Period
No Wait Periods After Purchase
*Must be on title at time of application. Refer to guidelines for complete details and restrictions.
Ready to Unlock Your Home Equity?
Get started with AI Equity Loan today. Our AI-powered process
means faster approvals, fewer headaches, and funding in as little as five days.
Legal Disclaimer: RefiMyVA.Loan is not affiliated with the Department of Veterans Affairs or any other government agency. This website is intended for informational and lead generation purposes only and does not constitute a commitment to lend. All loans are subject to credit and underwriting approval.
Borrower must be an eligible veteran with an existing VA loan to participate in the VA IRRRL program. VA IRRRL guidelines require at least 210 days to have passed from the prior VA loan closing, a clear net tangible benefit, and six consecutive on-time payments. To qualify for an escrow waiver, a minimum 680 mid-credit score is required.
This information is not an indication of loan qualification, loan approval, or a commitment to lend. Other limitations may apply, and not all applicants will qualify. Some loan products may have higher interest rates, points, or fees than others and may require more extensive or different documentation. Minimum FICO, reserve, and other underwriting requirements apply.
Kurt Raymond Kessler NMLS #365130 | Barrett Financial Group, L.L.C. NMLS #181106 | 2701 East Insight Way, Suite 150, Chandler, AZ 85286 | CA 60DBO-46052 & 41DBO-148702
Licensed by Dept. of Financial Protection & Innovation under the California Residential Mortgage Lending Act. Loans made or arranged pursuant to a California Financing Law License
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